We ensure each business we work with has adequately scoped the inherent risks that may directly affect it’s ability to remain as a going concern. Our scoping enables us to effectively provide advise on how much cover our clients should procure to protect their assets, equipment and investments in order to continue generating revenue without interruptions. Our key solutions in this segment include:

Property Insurance

Covers buildings, equipment, inventory, and other physical assets against risks like fire, theft, floods, and natural disasters.

Engineering Insurance

Includes cover for construction projects (Contractors All Risk), plant and machinery, and equipment breakdowns. Ideal for construction, manufacturing, and infrastructure firms.

Marine & Cargo Insurance

Protects goods in transit—whether by sea, air, or land—against loss or damage during transportation.

Fire & Perils Insurance

Provides coverage against fire and related perils such as lightning, explosions, and riots. Often bundled with business interruption cover.

Business Interruption Insurance

Compensates for lost income and operational expenses if a business is temporarily shut down due to an insured event like fire or flood.

Liability Insurance

Includes various types such as:

Public Liability: Covers third-party injury or property damage on your premises. 

Product Liability: Protects against claims from defective products. 

Employer’s Liability: Covers legal costs and compensation if an employee is injured at work.

Fidelity Guarantee Insurance

Protects businesses from financial losses due to employee dishonesty, fraud, or theft.

Contractors All Risk (CAR) Insurance

Covers construction sites and materials against accidental damage or loss during construction. Often includes third-party liability.

Professional Indemnity Insurance

Essential for consultants, lawyers, engineers, and other professionals. Covers legal costs and damages from claims of negligence or errors in service delivery.

Commercial Motor Insurance 

Covers company vehicles against accidents, theft, and third-party liabilities. Can be comprehensive or third-party only.

Credit Insurance

Protects businesses against non-payment of debts by customers due to insolvency or default.

Cyber Insurance

Covers losses from cyberattacks, data breaches, and IT system failures. Increasingly important for businesses handling sensitive data.